There are two different types of student loan available; a maintenance loan, to assist with living costs, and a tuition fee loan, to assist with the payment of tuition fees.You do not have to take out a tuition fee loan-you may decide to pay the fees yourself. However, if you do apply for a tuition fee loan then it will be paid directly to UWIC, and the amount you recieve is dependant on the tuition fee grant you are entitled to (see the ''grants'' section).

The student maintenance loan is designed to help cover some of your basic living costs, such as accomodation, travel, food and course costs. Twenty five percent of the loan is assessed on your, or your family's income. Taking out a student loan is a big financial commitment, however the repayment stucture depends on your future earnings, and apart from your interest-free overdraft, is the cheapest form of borrowing.

A student grant is money that is given to you if you qualify under certain sets of circumstances, and is non-repayable. A Student Bursary is money paid to you by your college, usually due to academic or sporting achievement, or on the basis of your household income.  There are a wide range of grants and bursaries available to students, dependant on their course and where they live. Information can be found from the following links:-

>Welsh students studying in Wales

>English students studying in Wales

>UWIC Student services

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